/* =====================================================================
   BANCA DI ZUGO E ZURIGO — Design System
   Heritage svizzero + edge digitale. Navy / Oro / Smeraldo / Rubino.
   ===================================================================== */
:root{
  --navy:#07122B; --navy2:#0E1E3D; --navy3:#13264a;
  --gold:#C9991A; --gold-lt:#E8D592; --gold-deep:#A87E12;
  --emerald:#096B4A; --ruby:#B83228;
  --cream:#FBF6EC; --cream2:#F4ECDA; --paper:#ffffff;
  --ink:#14181F; --muted:#5d6471; --line:#E3DAC4;
  --maxw:1180px;
  --serif:"Cormorant Garamond",Georgia,serif;
  --sans:"Archivo","Helvetica Neue",Arial,sans-serif;
  --mono:"Spline Sans Mono",ui-monospace,monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--sans);font-size:16.5px;line-height:1.65;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 26px}

/* ---------- typography ---------- */
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.08;margin:0;letter-spacing:.2px}
h1{font-size:clamp(2.6rem,6vw,4.6rem)}
h2{font-size:clamp(2rem,4vw,3.1rem)}
h3{font-size:clamp(1.4rem,2.4vw,1.9rem)}
p{margin:0 0 1.05em}
.kicker{font-family:var(--mono);font-size:.72rem;letter-spacing:.32em;text-transform:uppercase;color:var(--gold-deep);font-weight:500}
.lead{font-size:1.18rem;color:#36404f}
.serif-quote{font-family:var(--serif);font-style:italic;font-size:clamp(1.4rem,2.6vw,2rem);line-height:1.3;color:var(--navy)}
.gold{color:var(--gold-deep)}
strong{font-weight:700;color:var(--navy)}

/* ---------- top bar ---------- */
.topbar{background:var(--ruby);color:#fff;font-family:var(--mono);
  font-size:.66rem;letter-spacing:.22em;text-transform:uppercase;text-align:center;
  padding:6px 12px}

/* ---------- header / nav ---------- */
header.site{position:sticky;top:0;z-index:50;background:rgba(7,18,43,.97);
  backdrop-filter:blur(8px);border-bottom:1px solid rgba(201,153,26,.28)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:13px;color:#fff}
.emblem{width:34px;height:34px;flex:0 0 auto;transform:rotate(45deg);
  border:2px solid var(--gold);position:relative;background:transparent}
.emblem::after{content:"";position:absolute;inset:5px;background:var(--gold)}
.brand .bz{font-family:var(--serif);font-size:1.18rem;font-weight:600;letter-spacing:.4px;line-height:1}
.brand .bz small{display:block;font-family:var(--mono);font-size:.56rem;letter-spacing:.34em;color:var(--gold-lt);margin-top:3px;text-transform:uppercase}
.menu{display:flex;gap:26px;align-items:center;list-style:none;margin:0;padding:0}
.menu a{font-size:.86rem;color:#cdd6e6;letter-spacing:.02em;padding:6px 0;position:relative;transition:color .2s}
.menu a::after{content:"";position:absolute;left:0;bottom:0;width:0;height:1.5px;background:var(--gold);transition:width .25s}
.menu a:hover,.menu a.active{color:#fff}
.menu a:hover::after,.menu a.active::after{width:100%}
.menu a.pill{border:1px solid var(--gold);color:var(--gold-lt);padding:7px 15px;border-radius:2px}
.menu a.pill::after{display:none}
.menu a.pill:hover{background:var(--gold);color:var(--navy)}
.burger{display:none;background:none;border:0;cursor:pointer;width:30px;height:24px;position:relative}
.burger span{position:absolute;left:0;height:2px;width:100%;background:var(--gold-lt);transition:.3s}
.burger span:nth-child(1){top:0}.burger span:nth-child(2){top:11px}.burger span:nth-child(3){top:22px}

/* ---------- hero ---------- */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero .bg{position:absolute;inset:0}
.hero .bg img{width:100%;height:100%;object-fit:cover;opacity:.32}
.hero .bg::after{content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(7,18,43,.72),rgba(7,18,43,.9))}
.hero-inner{position:relative;padding:108px 0 96px}
.hero h1{font-weight:600;letter-spacing:.5px}
.hero .sub{font-family:var(--serif);font-style:italic;font-size:clamp(1.3rem,2.6vw,2rem);color:var(--gold-lt);margin-top:8px}
.hero .en{font-family:var(--mono);font-size:.8rem;letter-spacing:.12em;color:#9fb0c9;margin-top:18px}
.rule-g{height:1px;background:linear-gradient(90deg,transparent,var(--gold),transparent);margin:0}
.hairline{width:64px;height:2px;background:var(--gold);margin:22px 0}

/* page hero (interior) */
.phero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.phero .bg{position:absolute;inset:0}
.phero .bg img{width:100%;height:100%;object-fit:cover;opacity:.26}
.phero .bg::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(7,18,43,.92),rgba(7,18,43,.7))}
.phero-inner{position:relative;padding:74px 0 60px}
.phero h1{font-size:clamp(2.2rem,5vw,3.7rem)}
.phero .sub{font-family:var(--serif);font-style:italic;color:var(--gold-lt);font-size:1.3rem;margin-top:6px}

/* ---------- sections ---------- */
section{padding:74px 0}
section.cream{background:var(--cream)}
section.navy{background:var(--navy);color:#fff}
section.navy .lead{color:#c4cee0}
section.tight{padding:52px 0}
.sec-head{max-width:780px;margin-bottom:38px}
.sec-head h2{margin:10px 0 6px;color:var(--navy)}
section.navy .sec-head h2{color:#fff}
.sec-head .desc{color:var(--muted);font-size:1.05rem}
section.navy .sec-head .desc{color:#aebbd0}

/* ---------- grids & cards ---------- */
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--paper);border:1px solid var(--line);border-radius:3px;padding:26px 24px;position:relative;overflow:hidden;transition:transform .25s,box-shadow .25s}
.card::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold)}
.card.em::before{background:var(--emerald)}.card.rb::before{background:var(--ruby)}.card.nv::before{background:var(--navy)}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px -22px rgba(7,18,43,.4)}
.card h3{color:var(--navy);font-size:1.5rem;margin-bottom:6px}
.card .tag{font-family:var(--mono);font-size:.64rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep)}
.card ul{margin:12px 0 0;padding:0;list-style:none}
.card li{position:relative;padding:4px 0 4px 18px;font-size:.93rem;color:#33404f;border-bottom:1px dotted #e7e0cf}
.card li:last-child{border-bottom:0}
.card li::before{content:"";position:absolute;left:0;top:13px;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.card.em li::before{background:var(--emerald)}.card.rb li::before{background:var(--ruby)}

/* dark cards (rails / boxes) */
.dcard{background:var(--navy2);border:1px solid rgba(201,153,26,.25);border-radius:3px;padding:26px 24px;color:#dfe6f1;position:relative;overflow:hidden}
.dcard::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold)}
.dcard.em::before{background:var(--emerald)}.dcard.rb::before{background:var(--ruby)}
.dcard h3{color:var(--gold-lt);font-size:1.45rem}
.dcard .tag{font-family:var(--mono);font-size:.64rem;letter-spacing:.2em;color:#9fb0c9;text-transform:uppercase}
.dcard ul{margin:14px 0 0;padding:0;list-style:none}
.dcard li{position:relative;padding:4px 0 4px 18px;font-size:.9rem;border-bottom:1px solid rgba(255,255,255,.07)}
.dcard li:last-child{border-bottom:0}
.dcard li::before{content:"";position:absolute;left:0;top:12px;width:6px;height:6px;border-radius:50%;background:var(--gold)}
.dcard.rb li::before{background:#e07a6f}.dcard.em li::before{background:#3fae84}

/* ---------- metrics ---------- */
.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.metric{background:var(--navy2);border-top:3px solid var(--gold);padding:24px 18px;text-align:center;border-radius:2px}
.metric .n{font-family:var(--serif);font-size:2rem;color:var(--gold-lt);font-weight:600;line-height:1}
.metric .l{font-family:var(--mono);font-size:.6rem;letter-spacing:.18em;text-transform:uppercase;color:#9fb0c9;margin-top:9px}

/* ---------- tables ---------- */
.tbl{width:100%;border-collapse:collapse;font-size:.92rem;border:1px solid var(--line);background:#fff}
.tbl caption{font-family:var(--mono);font-size:.68rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);text-align:left;padding:0 0 10px}
.tbl th{background:var(--navy);color:var(--gold-lt);font-family:var(--sans);font-weight:600;text-align:left;padding:11px 14px;font-size:.82rem;letter-spacing:.02em}
.tbl td{padding:10px 14px;border-top:1px solid var(--line);vertical-align:top;color:#2c3744}
.tbl td:first-child{font-weight:600;color:var(--navy);width:34%}
.tbl tr:nth-child(even) td{background:var(--cream)}
.tbl.cmp td:first-child{width:26%}

/* ---------- banner image ---------- */
.banner{position:relative;border:1px solid var(--gold);border-radius:3px;overflow:hidden;margin:6px 0}
.banner img{width:100%;height:300px;object-fit:cover}
.banner.tall img{height:420px}
.banner .cap{position:absolute;left:0;right:0;bottom:0;padding:16px 20px;
  background:linear-gradient(0deg,rgba(7,18,43,.86),transparent);color:var(--gold-lt);
  font-family:var(--mono);font-size:.72rem;letter-spacing:.06em}

/* ---------- steps / phases ---------- */
.steps{display:grid;gap:14px}
.step{display:grid;grid-template-columns:54px 1fr;gap:18px;align-items:start;
  background:#fff;border:1px solid var(--line);border-left:3px solid var(--gold);padding:18px 20px;border-radius:2px}
.step .num{font-family:var(--serif);font-size:1.9rem;color:var(--gold);font-weight:600;line-height:1}
.step h4{color:var(--navy);font-size:1.15rem;margin-bottom:3px;font-family:var(--sans);font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:.92rem}
.step p{margin:0;font-size:.92rem;color:#3a4654}
.phases{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.phase{background:var(--navy2);border-top:3px solid var(--gold);padding:20px 16px;border-radius:2px;color:#d7deea}
.phase .f{font-family:var(--serif);font-size:1.6rem;color:var(--gold-lt);font-weight:600}
.phase .t{font-weight:700;color:#fff;margin:2px 0;font-size:.95rem}
.phase .d{font-family:var(--mono);font-size:.62rem;letter-spacing:.1em;color:#9fb0c9;text-transform:uppercase}
.phase p{font-size:.82rem;margin:8px 0 0;color:#b9c4d6}

/* ---------- division feature cards (home) ---------- */
.divisions{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.division{position:relative;border-radius:4px;overflow:hidden;min-height:340px;display:flex;flex-direction:column;justify-content:flex-end;color:#fff;border:1px solid rgba(201,153,26,.3)}
.division img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.division .ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(7,18,43,.25),rgba(7,18,43,.92))}
.division .c{position:relative;padding:26px}
.division .tag{font-family:var(--mono);font-size:.64rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-lt)}
.division h3{color:#fff;font-size:1.7rem;margin:6px 0 6px}
.division p{font-size:.92rem;color:#cdd6e6;margin:0 0 14px}
.division .go{font-family:var(--mono);font-size:.74rem;letter-spacing:.14em;color:var(--gold-lt);text-transform:uppercase}
.division .go::after{content:" →"}
.division:hover img{transform:scale(1.05)}
.division img{transition:transform .5s}

/* ---------- two-col split ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--gold)}
.split .col{padding:34px 30px;background:var(--navy2);color:#dfe6f1}
.split .col+.col{border-left:1px solid rgba(201,153,26,.3)}
.split h3{color:var(--gold-lt)}
.split .sub{font-family:var(--mono);font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:#9fb0c9;margin-bottom:14px}
.split ul{list-style:none;margin:0;padding:0}
.split li{position:relative;padding:6px 0 6px 18px;font-size:.92rem;border-bottom:1px solid rgba(255,255,255,.07)}
.split li::before{content:"";position:absolute;left:0;top:14px;width:6px;height:6px;border-radius:50%;background:var(--gold)}

/* ---------- callout ---------- */
.callout{background:var(--navy);color:#fff;border-radius:4px;padding:40px 38px;text-align:center;border:1px solid rgba(201,153,26,.35)}
.callout .serif-quote{color:var(--gold-lt)}
.note{background:var(--cream2);border-left:3px solid var(--gold);padding:18px 22px;border-radius:2px;font-size:.95rem;color:#3a4654}
.note strong{color:var(--navy)}

/* badges */
.badge{display:inline-block;font-family:var(--mono);font-size:.6rem;letter-spacing:.2em;text-transform:uppercase;
  background:var(--ruby);color:#fff;padding:4px 9px;border-radius:2px;margin-left:8px;vertical-align:middle}
.badge.gold{background:var(--gold);color:var(--navy)}

/* pill row */
.pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.pillchip{font-family:var(--mono);font-size:.68rem;letter-spacing:.08em;border:1px solid var(--line);
  background:#fff;color:var(--navy);padding:7px 13px;border-radius:30px}
section.navy .pillchip{background:var(--navy2);border-color:rgba(201,153,26,.3);color:var(--gold-lt)}

/* ---------- footer ---------- */
footer.site{background:var(--navy);color:#aebbd0;padding:56px 0 26px;border-top:2px solid var(--gold)}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:30px}
footer .brand .bz{color:#fff}
footer h5{font-family:var(--mono);font-size:.68rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-lt);margin:0 0 14px}
footer a{display:block;color:#aebbd0;font-size:.9rem;padding:4px 0;transition:color .2s}
footer a:hover{color:#fff}
.fdisc{font-size:.74rem;color:#7f8ca2;line-height:1.6;margin-top:34px;padding-top:22px;border-top:1px solid rgba(255,255,255,.1)}
.fbot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;margin-top:18px;font-family:var(--mono);font-size:.66rem;letter-spacing:.12em;color:#7f8ca2;text-transform:uppercase}
.motto{color:var(--gold-lt)}

/* reveal animation — gated behind .js so content is always visible without JS */
.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
.js .reveal.in{opacity:1;transform:none}

/* reserved banner */
.reserved-strip{background:var(--navy2);border:1px solid var(--gold);border-radius:3px;
  padding:14px 20px;font-family:var(--mono);font-size:.72rem;letter-spacing:.14em;
  text-transform:uppercase;color:var(--gold-lt);display:flex;gap:14px;align-items:center}
.reserved-strip b{color:#fff}

/* ---------- responsive ---------- */
@media(max-width:980px){
  .g4,.metrics,.phases{grid-template-columns:repeat(2,1fr)}
  .g3,.divisions{grid-template-columns:1fr}
  .g2,.split{grid-template-columns:1fr}
  .split .col+.col{border-left:0;border-top:1px solid rgba(201,153,26,.3)}
  .fgrid{grid-template-columns:1fr 1fr}
  .menu{position:fixed;inset:72px 0 auto 0;background:var(--navy);flex-direction:column;
    gap:0;padding:10px 0;border-bottom:1px solid rgba(201,153,26,.3);
    transform:translateY(-120%);transition:transform .35s;height:auto}
  .menu.open{transform:none}
  .menu li{width:100%;text-align:center}
  .menu a{display:block;padding:13px 0;width:100%}
  .menu a.pill{margin:8px auto;display:inline-block;width:auto}
  .burger{display:block}
}
@media(max-width:560px){
  .g4,.metrics,.phases{grid-template-columns:1fr}
  .tbl{font-size:.82rem}.tbl td:first-child{width:40%}
  .fgrid{grid-template-columns:1fr}
}